What happens when one person gets hit with a ChexSystems report but they have or wish to have a joint checking account? Joint bank accounts are often used by those who wish to share their finances, such as a coupe or a parent and a daughter or son. A joint account gives both account holders..
While nothing is 100% when it comes to human or bank error, there are some things you can do to help protect yourself and stay off ChexSystems. Avoid Unpaid Balances You do your best to avoid overdraft or NSF fees. Sometimes things happen that are beyond your control – your paycheck doesn’t deposit on time,..
ChexSystems can cause immeasurable havoc on everyday life, causing you to be turned down for a checking account over and over again without you even being fully aware of the reason why. Many people are unaware that they are in the ChexSystems database until they find themselves denied bank account access, and then must go..